Frequently Asked Questions

How will you take my savings into account?

When we work out how much you must pay, we do not count the first £14,250 of your savings.
 
For every £250, or part of, you have between £14,250 and £23,250, we add £1 a week to your income. This is called tariff income and does not reflect the actual interest you get from your savings, which is ignored when calculating your income. If your savings are more than £23,250, you will be charged the full cost of your care.
 
The examples below show how this is worked-out:

Example 1

You have £14,500 savings. We ignore the first £14,250. This leaves £250.
We add £1 to your weekly income.
  
Example 2 

You have £14,750 savings. We ignore the first £14,250. This leaves £500
We add £2 to your weekly income.

Can I give away my savings or investments?

You must not give away your assets, such as cash, shares or property, in an attempt to avoid paying all or part of the charges. If you do this, we can assess you as if you still have these assets.

How will I find out how much I must pay?

The Client Finance Service will send you a letter that tells you how much you are required to contribute towards your package of care. The letter will also tell you how your weekly contribution has been calculated. 

Do you take my partners income into account?

The Care Act 2014 is clear that we have no power to assess couples or civil partners according to their joint resources and each person must be treated individually.

If income is received jointly then we will see this as being an equal share for your financial assessment unless there is information provided that confirms a defined share.